1v1 Institutional Counterparty Comparison
Techcombank vs Union Bank: Regulation, 6D Ratings & Safety Audit
Deterministic head-to-head benchmarking of Techcombank (Viet Nam Technician Joint Stock Commercial Bank) and Union Bank (Union Bank) across primary regulatory filings, statutory Tier-1 authorisations, 6-Dimension compliance scores, execution software, and warning exposure.
Coverage: Cross-border payment institutions, MSBs, remittance corridors, insurance and fiduciary trusts
- Techcombank 6D Score
- 5.0
- Union Bank 6D Score
- 5.0
- Regulated Licences
- 1 vs 1
- Warning Flags
- 0 vs 0
Techcombank and Union Bank are statistically tied in composite 6D scoring (5.0 vs 5.0)
On supervisory breadth, Techcombank holds 1 active regulated licence(s) (0 Tier-1) out of 1 total filings and 0 warning count(s), whereas Union Bank holds 1 active regulated licence(s) (0 Tier-1) out of 1 total filings and 0 warning count(s). Allocators should inspect the individual licence numbers and contracting legal entities below before onboarding.
6-Dimension Quantitative Scorecard Comparison
Head-to-head breakdown across all 6 proprietary evaluation dimensions (0.0–10.0 scale).
| Evaluation Dimension | Methodology Weight | Techcombank | Union Bank | Score Delta | Dimension Leader |
|---|---|---|---|---|---|
| Overall Composite 6D Score | 100% Composite | 5.0 | 5.0 | 0.0 | Statistical Tie |
| Regulatory & Licensing Integrity (riskScore) | 30% Weight | 5.0 | 5.0 | 0.0 | Statistical Tie |
| Execution & Software Infrastructure (industryScore) | 20% Weight | 3.0 | 3.0 | 0.0 | Statistical Tie |
| User Reputation & Complaint Telemetry (userScore) | 20% Weight | 0.0 | 0.0 | 0.0 | Statistical Tie |
| Institutional Brand Longevity (brandScore) | 15% Weight | 5.0 | 5.0 | 0.0 | Statistical Tie |
| Global Market Influence & Footprint (influenceScore) | 15% Weight | 5.0 | 5.0 | 0.0 | Statistical Tie |
Visual Architecture Benchmark: Techcombank vs Union Bank
Vector comparison exhibit generated from live supervisory snapshot metrics.
Regulatory Standing, Entity & Platform Comparison
Structural comparison of supervisory authorisations, domicile, execution terminals, and risk telemetry.
| Audit Attribute | Techcombank | Union Bank |
|---|---|---|
| Primary Legal Name | Viet Nam Technician Joint Stock Commercial Bank | Union Bank |
| Source Risk Classification | Risk level not supplied | Risk level not supplied |
| Active Regulated / Total Filings | 1 regulated / 1 total (0 Tier-1) | 1 regulated / 1 total (0 Tier-1) |
| Recorded Certificate Numbers | SBV: Not supplied | Bangko Sentral ng Pilipinas (Central Bank of the Philippines): Not supplied |
| Registered Domicile / Address | Vietnam Hanoi Hoan Kiem District Quang Trung Street 6 | UnionBank Plaza Bldg., Meralco Ave. corner Onyx St., Ortigas Center, Pasig City, Philippines |
| Offered Asset Classes & Services | Wealth management, Investment products, Deposits, Remittances, Loans, Trusts, Insurance | Wealth management, Investment products, Deposits, Remittances, Loans, Trusts, Insurance |
| Execution Software & Terminals | Proprietary / Web Platform | Proprietary / Web Platform |
| Supported Client Languages | Vietnamese, English | Arabic, English |
| Warning / Exposure Count | 0 recorded warning(s) | 0 recorded warning(s) |
| Specialized Sub-Page Audits |
Related 1v1 Institutional Comparisons
Compare Techcombank and Union Bank against other regulated peers in our cross-border payment institutions, msbs, remittance corridors, insurance and fiduciary trusts slice.
Frequently Asked Questions: Techcombank vs Union Bank
Deterministic counterparty comparison answers derived from supervisory records.
Which institution has stronger regulatory oversight: Techcombank or Union Bank?
Both Techcombank and Union Bank hold 1 regulated licence record(s) in our dataset. Specifically, Techcombank maintains 1 total recorded filing(s) (SBV) with 0 warning flag(s), whereas Union Bank maintains 1 recorded filing(s) (Bangko Sentral ng Pilipinas (Central Bank of the Philippines)) with 0 warning flag(s). Always confirm the specific subsidiary onboarding your account on the official regulator register.
How do the 6D quantitative compliance scores compare between Techcombank and Union Bank?
In PayClear Ledger's 6-Dimension scoring matrix (0.0–10.0 scale), Techcombank records an Overall Score of 5.0 (Risk & Licensing: 5.0, Brand: 5.0, Market Influence: 5.0, User Reputation: 0.0, Execution & Software: 3.0), compared with Union Bank at 5.0 Overall (Risk & Licensing: 5.0, Brand: 5.0, Market Influence: 5.0, User Reputation: 0.0, Execution & Software: 3.0).
How do Techcombank and Union Bank differ in trading platforms and asset classes?
Techcombank lists Wealth management, Investment products, Deposits, Remittances, Loans, Trusts, Insurance with execution software [proprietary/web execution], while Union Bank lists Wealth management, Investment products, Deposits, Remittances, Loans, Trusts, Insurance with execution software [proprietary/web execution]. Counterparties should verify FIX/API connectivity, server routing topology, and negative balance protection per entity.
Which counterparty carries lower regulatory warning and complaint exposure: Techcombank or Union Bank?
Techcombank carries a "Risk level not supplied" classification with 0 warning/exposure count(s) and 0 user comment(s), while Union Bank carries a "Risk level not supplied" classification with 0 warning/exposure count(s) and 0 user comment(s).
Structured against supervisory register snapshots and public regulatory filings. Verify your contracting legal entity and current authorisation status directly on the issuing regulator’s official register before transacting.