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PayClear Ledger

Regulator index & licensing matrix

Financial regulators, national licensing qualifications & public registers

Inspect the statutory mandates, license classes, minimum capital rules, investor compensation schemes, and official verification registers of the supervisory authorities in our coverage.

Coverage: Cross-border payment institutions, MSBs, remittance corridors, insurance and fiduciary trusts

Regulators
46
Tier-1 prudential
5
With licence holders
3
Licence records
3

All supervisory authorities

Sorted by licence holders in our coverage • Click any authority for full statutory qualification dossier

RegulatorTierJurisdictionKey license classes & protectionEst.Licence holdersDossier & registers
CBATier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
199211 activeFull Dossier →Website ↗Register ↗
Central Bank of EgyptTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
196111 activeFull Dossier →Website ↗Register ↗
Central Bank of NigeriaTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
195811 activeFull Dossier →Website ↗Register ↗
Australian Prudential Regulation AuthorityTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19980Full Dossier →Website ↗Register ↗
BDCBTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
20110Full Dossier →Website ↗Register ↗
BMAOffshore
Cayman Islands / Bermuda / British Virgin Islands / Bahamas / Mauritius / Seychelles / Vanuatu
Offshore Financial Centre
Full Service / Market Maker Securities Dealer / VASP / Digital Asset Business (Class F / DARE)
Contractual Custody & Segregated Trust Accounts (No Statutory Retail Compensation Fund) • EUR €0 / USD $0 statutory government compensation scheme (protection relies on segregated client trust accounts, minimum paid-up capital/bonds, and Professional Indemnity Insurance)
19690Full Dossier →Website ↗Register ↗
BNMTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19590Full Dossier →Website ↗Register ↗
CBATier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19910Full Dossier →Website ↗Register ↗
CBATier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19620Full Dossier →Website ↗Register ↗
CBBTier-1
United Arab Emirates (DIFC / ADGM / Dubai)
Middle East & GCC
Category 2 / Category 3A (DFSA / ADGM FSRA) / Category 3C / Category 4 (DFSA / ADGM FSRA)
Statutory Client Money & Safe Custody Trust Protection (DFSA COB 6.12 / ADGM COBS 14 / VARA Custody Rulebook) • 100% bankruptcy-remote statutory trust segregation of client money and virtual assets (no pooled retail cash compensation fund; protected via strict base/expenditure capital & PII insurance)
19740Full Dossier →Website ↗Register ↗
CBBTier-1
United Arab Emirates (DIFC / ADGM / Dubai)
Middle East & GCC
Category 2 / Category 3A (DFSA / ADGM FSRA) / Category 3C / Category 4 (DFSA / ADGM FSRA)
Statutory Client Money & Safe Custody Trust Protection (DFSA COB 6.12 / ADGM COBS 14 / VARA Custody Rulebook) • 100% bankruptcy-remote statutory trust segregation of client money and virtual assets (no pooled retail cash compensation fund; protected via strict base/expenditure capital & PII insurance)
19720Full Dossier →Website ↗Register ↗
CBITier-1
Germany (European Union)
European Economic Area & Switzerland
WpIG Class 1 / 2 (§ 15 WpIG — Eigenhandel) / WpIG Medium / Small (§ 15 WpIG — Finanzkommission / Anlageverwaltung)
Entschädigungseinrichtung der Wertpapierhandelsunternehmen (EdW) / Entschädigungseinrichtung deutscher Banken (EdB) • EUR €20,000 (90% of liabilities) for securities claims via EdW; EUR €100,000 per depositor for credit institutions via EdB
19430Full Dossier →Website ↗Register ↗
CBKTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19660Full Dossier →Website ↗Register ↗
CBLTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
20000Full Dossier →Website ↗Register ↗
CBMTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19480Full Dossier →Website ↗Register ↗
CBRTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19900Full Dossier →Website ↗Register ↗
CBSTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19740Full Dossier →Website ↗Register ↗
CBSTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19840Full Dossier →Website ↗Register ↗
Central Bank of BahrainTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
20060Full Dossier →Website ↗Register ↗
Central Bank of BrazilTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19640Full Dossier →Website ↗Register ↗
Central Bank of IranTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19600Full Dossier →Website ↗Register ↗
Central Bank of JordanTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19590Full Dossier →Website ↗Register ↗
Central Bank of KuwaitTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19680Full Dossier →Website ↗Register ↗
Central Bank of MontenegroTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
20010Full Dossier →Website ↗Register ↗
Central Bank of San MarinoTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
20250Full Dossier →Website ↗Register ↗
Central Bank of SeychellesTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19830Full Dossier →Website ↗Register ↗
Central Bank of Sri LankaTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19500Full Dossier →Website ↗Register ↗
Central Bank of the Russian FederationTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19900Full Dossier →Website ↗Register ↗
Central Bank of the UAE (CBUAE)Tier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19800Full Dossier →Website ↗Register ↗
Central Bank of TunisiaTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19580Full Dossier →Website ↗Register ↗
Central Bank of West African States (BCEAO)Tier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19620Full Dossier →Website ↗Register ↗
CIMAOffshore
Cayman Islands / Bermuda / British Virgin Islands / Bahamas / Mauritius / Seychelles / Vanuatu
Offshore Financial Centre
Full Service / Market Maker Securities Dealer / VASP / Digital Asset Business (Class F / DARE)
Contractual Custody & Segregated Trust Accounts (No Statutory Retail Compensation Fund) • EUR €0 / USD $0 statutory government compensation scheme (protection relies on segregated client trust accounts, minimum paid-up capital/bonds, and Professional Indemnity Insurance)
19970Full Dossier →Website ↗Register ↗
European Central BankTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19980Full Dossier →Website ↗Register ↗
Financial Crimes Enforcement Network (FinCEN)Tier-2
Global Jurisdiction
Asia-Pacific
VASP / DCE Registration / MSB / Currency Exchange Registration
AML/CFT Registration Only (Non-Prudential / No Investor Compensation Scheme) • Not covered by statutory investor compensation (FIU/MSB registration supervises AML/CFT compliance rather than prudential solvency)
19900Full Dossier →Website ↗Register ↗
Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)Tier-2
Global Jurisdiction
Asia-Pacific
VASP / DCE Registration / MSB / Currency Exchange Registration
AML/CFT Registration Only (Non-Prudential / No Investor Compensation Scheme) • Not covered by statutory investor compensation (FIU/MSB registration supervises AML/CFT compliance rather than prudential solvency)
20000Full Dossier →Website ↗Register ↗
FSTBTier-2
Global Jurisdiction
Asia-Pacific
Category 1 / Principal Broker-Dealer / Category 2 / Agency Broker & Asset Manager
National Investor Protection / Compensation Scheme (Global Jurisdiction) • Subject to statutory national investor protection fund limits and segregated trust priority
20020Full Dossier →Website ↗Register ↗
Hong Kong Monetary AuthorityTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19930Full Dossier →Website ↗Register ↗
MASTier-1
Singapore
Asia-Pacific
CMS Licence — Dealing in Capital Markets Products / CMS Licence — Fund Management (LFMC / RFMC)
Singapore Deposit Insurance Corporation (SDIC) / SGX Fidelity Fund • SGD $100,000 per depositor per Scheme member bank/finance company (increased from SGD $75,000 in April 2024); SGX Fidelity Fund covers defalcation by SGX member brokers
19710Full Dossier →Website ↗Register ↗
MMATier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19810Full Dossier →Website ↗Register ↗
MNBTier-2
Global Jurisdiction
Asia-Pacific
Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence
Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor
19240Full Dossier →Website ↗Register ↗

Supervisory verification & licensing FAQ

How many financial regulators are tracked in PayClear Ledger's coverage?

PayClear Ledger tracks 46 supervisory authorities relevant to cross-border payment institutions, msbs, remittance corridors, insurance and fiduciary trusts (5 Tier-1 prudential/G10 supervisors, 39 Tier-2 national supervisors, 0 Tier-3 regional/specialized authorities, and 2 offshore centres), of which 3 currently have licensed institutions on file in our dataset (3 total licence records) and 46 include a direct public register verification URL.

How should I verify a broker or institution on a regulator’s public register?

Click any regulator’s name or "Full Dossier →" to inspect its national licensing classes, minimum capital rules, and investor compensation limits, or use the "Register ↗" link to open its official public register. Search by the exact licence/reference number and confirm that the legal entity name, registered address, approved website domain, and permitted retail or institutional activities match the firm you are dealing with.

What is the difference between Tier-1, Tier-2, Tier-3, and Offshore supervisory regimes?

Tier-1 G10/prudential authorities (such as FCA, SEC/FINRA, CFTC/NFA, BaFin, FINMA, MAS, ASIC, JFSA, and SFC) enforce strict initial capital adequacy, daily client money segregation, and statutory investor compensation schemes. Tier-2 national supervisors maintain domestic conduct and prudential standards, while Offshore centres offer streamlined international business company licensing with lighter capital and no statutory compensation fund.

Related regulatory & compliance analysis

Regulator names, websites, statutory qualification summaries and register links come from our structured regulatory knowledge base and imported dataset. Always verify primary licence standing directly on the supervisor’s official public register.

Financial Regulators, National Licensing Qualifications & Public Registers | PayClear Ledger